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Minnesotans Show a Striking Generational Gap in Their 'Health-Insurance IQ'


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(OPEN):
NEARLY FOUR-IN-FIVE MINNESOTANS THINK THAT MANAGING THEIR HEALTH-INSURANCE IS IMPORTANT.  YET, FAR FEWER ARE CONFIDENT THAT THEY CAN SUCCESSFULLY NAVIGATE SUCH ISSUES AS DEDUCTIBLES, CO-PAYS, AND BENEFITS.  THAT'S ACCORDING TO A RECENT POLL FROM "BLUE CROSS AND BLUE SHIELD OF MINNESOTA"--WHICH ALSO CONFIRMS THAT ATTITUDES AND UNDERSTANDING OF INSURANCE VARY WIDELY.  EDWARD ARIAS IS A RETAIL-CENTER MANAGER FOR "BLUE CROSS", IN EDINA...

(ARIAS):
"
OUR POLL FINDS THAT MINNESOTANS BETWEEN 18 AND 34 ARE NEARLY FIVE TIMES MORE LIKELY THAN THEIR GRANDPARENTS TO FEEL VERY ANXIOUS ABOUT MANAGING INSURANCE.  ALSO, WHILE THE MAJORITY OF MILLENNIALS CONSIDER THEMSELVES TO BE FLUENT IN TEXTING-ACRONYMS, THOSE NUMBERS DROP--BY UP TO 30-PERCENT--WHEN ASKED ABOUT SUCH INSURANCE-TERMS AS 'P-P-O' AND 'H-M-O'.  BY CONTRAST, NEARLY THREE-IN-FOUR SENIORS SAID THAT THEY NOT ONLY OPEN AND REVIEW THEIR 'EXPLANATIONS OF BENEFITS' THAT ARRIVE IN THE MAIL--THEY UNDERSTAND THEM, TOO.  STILL, ONLY TWO-PERCENT OF MINNESOTANS IDENTIFY AS BEING A SELF-PROCLAIMED 'GENIUS' AT UNDERSTANDING INSURANCE.  WITH THE AGING OF THE 'BOOMERS', MANY MORE MINNESOTANS WILL NEED TO MAKE CHANGES TO THEIR MEDICARE-PLANS.  THAT'S WHY WE RECOMMEND DISCUSSING BOTH MEDICARE- AND PRIVATE-PLAN-OPTIONS, WITH AN EXPERT WHO CAN IDENTIFY WHETHER ADDITIONAL COVERAGE IS NEEDED--TO HELP MANAGE OUT-OF-POCKET COSTS."

(CLOSE):
TO LEARN MORE, VISIT "BLUE-CROSS-M-N"-DOT-COM.



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