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Pressure to Pay off Debt May Be Causing Women to Avoid Saving for the Future
State Farm ConsumerFeature
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A RECENT STUDY BY THE "STATE FARM CENTER FOR WOMEN AND FINANCIAL SERVICES", AT THE AMERICAN COLLEGE, SHOWS THAT THE PRESSURE TO PAY OFF DEBT IS KEEPING MANY AMERICAN-WOMEN FROM SAVING FOR THE FUTURE. MOST FINANCIAL-PROFESSIONALS THINK THAT IT'S CRITICAL FOR PEOPLE TO PAY OFF THEIR DEBT--AND SAVE--IN ORDER TO A HAVE A BRIGHTER LONG-TERM FUTURE, FOR BOTH THEMSELVES AND THEIR FAMILIES. HOWEVER, ACCORDING TO STATE FARM, CREATING A FINANCIAL-PLAN IS SOMETHING THAT MOST FOLKS JUST DON'T THINK ABOUT--AS THEY OFTEN DON'T KNOW WHERE TO BEGIN. SO, WHAT'S THE BEST WAY TO GET STARTED? FIRST, TALK WITH YOUR LOVED-ONES, ABOUT YOUR NEEDS AND GOALS; MANY COMPANIES, LIKE STATE FARM, HAVE ONLINE TOOLS THAT CAN HELP YOU GET STARTED. NEXT, WORK WITH A GOOD FINANCIAL-PROFESSIONAL--SO YOU CAN UNDERSTAND ALL OF YOUR OPTIONS. FINALLY, PUT YOUR PLAN IN WRITING--AND STICK TO IT. HAVING A PLAN GIVES YOU A CLEAR IDEA OF WHAT YOU'LL NEED IN AN EMERGENCY; IT ALSO HELPS YOU SET ATTAINABLE GOALS--AND TRACK YOUR PROGRESS. AND, DON'T FORGET THAT YOU CAN ADJUST THE PLAN, IF NECESSARY--AS LIFE-EVENTS CHANGE YOUR SITUATION. TO LEARN MORE, VISIT "STATE-FARM"-DOT-COM.
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